Why OneLife

  1. Flexibility to suit many specific needs from inheritance planning to asset protection
  2. Cross-border expertise for tax-efficient relocation
  3. Stability and security of a Luxembourg contract
  4. Dedicated Danish market experts designing compliant and customised solutions
  5. A 76% share of the Danish market and the only active Luxembourg life insurance company here

 

Market insights

A well-established market, with some of the highest rates of assets held abroad and a more pro-active approach to wealth transfer planning than many of their European counterparts. Since 2008, investors holding a Danish pension scheme have the legal right to transfer their pension capital to an insurer abroad, provided that the new pension provider fulfils SKAT’s criteria and agrees to follow Danish taxation rules. One of our original life insurance companies was the first foreign insurer to obtain these rights from SKAT in 2009.

 

CA Denmark

A unit-linked Luxembourg life insurance contract offering a high degree of flexibility.

  • Minimum 250,000 Euros initial premium
  • Customise the investment strategy, choose the asset manager, custodian bank, reference currency etc.

 

Personal Pension Denmark

A Luxembourg contract linked to a dedicated fund, designed for investors who wish to consolidate their investments by linking several plans to one umbrella fund.

  • Minimum 250,000 Euros initial premium
  • Access skilled asset management or choose self-management
  • Tailored investment strategy according to personal objectives and risk profile
  • Access an extensive range of investment options from equities and bonds to funds and structured products
  • Choose the asset manager and custodian bank

 

Unlisted assets

At OneLife, we offer comprehensive solutions for wealth management including the acceptance of unlisted assets, supported by Luxembourg’s insurance regulation that allows a large range of underlying investments in internal funds.
For many wealthy individuals, a significant part of their total wealth comprises unlisted assets which can be categorized into shares, debt instruments (including Securitization vehicles), as well as Private Equity funds and Real Estate in multiple jurisdictions.

Our specialized Unlisted Assets Team has extensive experience in this sector and is able to manage these types of assets taking into account various aspects such as valuation, legal, compliance, governance, etc.

We ensure that the proposed solution is best suited to our client’s needs.

The Unlisted Assets Team also performs on-going monitoring and due diligence of the assets to ensure the investments remain compliant and suitable over time. This includes reviewing the price of the asset in accordance with market conditions and any changes within the unlisted company.

 

Contact our Danish team